Benefits of Golf Travel Insurance?

Looking forward to that next golf vacation? But what would happen if the airlines lost your clubs or they were damaged? What if as a result of an accident on the golf course, somebody brought a liability suit against you? What if on your golfing holiday you are unable to play because of the weather?

Golf Travel Insurance, unlike other insurance policies, has the added advantages such as:

·         The protection against damage or theft of golf equipment or rental equipment.

·         Cover a personal accident while on the golf course.

·         Liability coverage in the event that you are involved in an accident with a third party.

·         Public liability when calling “Fore” on an errant shot is not enough.

·         In the event of inclement weather and you cannot play or you need to cancel your trip entirely, golf travel insurance can    often times cover your green fees.

·         If you become sick and aren’t able to play the courses your reserved for your stay.

·         Missed travel arrangements for flights or because of car problems.

The amount that you are insured for and the price of your golf insurance depends on the different options that you choose, and like all insurances, the more coverage you choose increases the amount that you will pay. If you choose a less expensive option, make sure that you study the fine print of the policy carefully in order to ensure that you receive adequate coverage in the event of an accident while you are on golf travel vacation.

Enjoy your golf vacation.

Should I have Golf Insurance?


Have you ever thought about coverage against theft, damage to property (hitting someone’s house, damaging siding or windows) resulting in personal liability, or personal injury? Golfers are liable for injuries or damage caused while playing golf. There are 120,000 golf injuries each year, and over 10,000 of those require hospital treatment. Even if you shout a warning “FORE” and your miss hit shot strikes someone causing damage, you are liable.

You should also consider golf insurance if you travel and bring your golf clubs. Your golf clubs and other equipment can be expensive. This will cover your golf clubs in the event of damage or loss during a trip. These policies can also cover expenses for such things as falling off a golf cart or getting hit by lightning.

Golf event planners need to consider insurance to cover Hole in One contests, Million Dollar Shoot Outs, Putting contests and inclement weather forcing the delay, shortening or canceling of an event.

Most golf insurance groups provide the following options:

  • Golf equipment (damage, loss or theft)
  • Personal accident
  • Personal liability
  • Damage to third party property
  • Golf equipment hire, in the event of loss or theft
  • Tournament events such as a Hole-In-One
Even the best planned golf vacations don’t always go as planned. So you may want to think about golf insurance to make sure that your golfing experiences are always pleasurable.

Happy golfing!   

Do I Need Golf Cart Insurance?  The answer is Yes.

 Many gated, retirement or golf communities allow individuals to use golf carts for leisure activities. A golf cart is still a moving vehicle, which can cause damage or possible injury. Obviously, you’re not going to take your golf cart out on a public highway, but you may need to think about golf cart insurance to protect you, your family or others.

In many places, golf carts are recognized as a legal form of transportation. As such, you need to think about protecting yourself in the event of any legal action resulting from an accident that causes property or injury of a person.

Typically your homeowners or auto insurance does not cover golf carts (or ATV’s (All Terrain Vehicles)). Golf cart insurance can cover you no matter where you go. Traveling on your property, the golf course, or driving around the community to go visit a friend’s house.

There are many different types of insurance that you can choose for your cart.

  • Collision – In the event that your golf cart is damaged in a collision, insurance will cover the damage to your cart.
  • Medical Bills – Medical bill coverage for you or anyone else riding in the golf cart.
  • Property Damage or Bodily Injury – Covering medical bills and any other injury related expenses that may be incurred as the result of a golf cart accident.
  • Comprehensive – If your golf cart is damaged by anything other than a collision, coverage will be provided.
  • Uninsured Motorist Property Damage – If your golf cart is damaged and someone else is at fault and they don’t have insurance or enough to cover the damages.
  • Additional Coverage – Most policies won’t cover theft of personal belongings not related to your golf equipment. Such as your wallet, watch or rings.
Insurance for your golf cart is essential for those that own and regularly use a golf cart to protect against any medical or legal costs if you are involved in an accident.

Happy golf carting!