Golf Insurance Claims
Many do not know that they are liable for their mishit golf shot and any damage or liability it may cause. Even the best golfers mishit shots from time to time and a golf ball can do as much damage as a large hail stone. An example of one golf insurance claim came In 1998 when a low handicap golfer was directed to pay damages of more than 70,000 after he mishit his golf ball causing him to strike a fellow golfer with his shot.
The golfer was attempting to hit the ball over a hazardous area towards the green. He swung very hard and mishit his ball, causing it to strike a tree. The ball ricocheted hard off the tree and hit another golfer who was standing many yards away on the next fairway.
The golfer shouted "FORE" when he realized he mishit his shot very badly. Unfortunately, the golfer on the other fairway who was hit did not hear the shout and was struck badly in his eye by the golf ball.
The golfer sustained damage to his eye and retina from the mishit golf ball. A court case was held for the damages and the judges upheld the verdict that the golfer who mishit the shot is responsible to the pay damages, even though he shouted a warning.
This case is one example of many relating injuries or damage during a round of golf. Most golfers can attest to hitting a house or mishitting many shots while playing a round of golf. Now with courts putting the liability back on golfers for the damages, it is imperative to have some type of golf insurance coverage. It is relatively inexpensive for the money it can save you in the long run and it is just not worth the risk of golfing without. For more information on Golf Insurance talk with an insurance broker or look under the many directories on GolfInsurance.org to find a policy that is right for you and your golf game.
Golf Driving Ranges
Golf Driving Ranges are large open areas where golfers can practice their swing. They can also include target greens and yardage markers. The golf Driving Range industry used to be a “mom and pop” operation but has gone through some major changes and is now being operated by large companies.
Traditionally, golf driving ranges have depended on revenue from sales of buckets of balls (most golf driving ranges sell buckets of balls of varying sizes – typically small, medium and large). But today’s large companies have added services such as providing golf lessons, a pro shop with all of the latest in golf club technology and food services. Some driving ranges also provide areas for practicing chip shots, sand trap shots and putting.
Golf Driving Ranges may have natural grass or rubber mats with a tee. If available, it is preferable to hit off the grass as this is more similar to playing on a golf course. Driving range balls differ very much from those that are used on the conditions you will face on the golf course. They typically don’t travel as far as they are often cheaper balls; with hard covers to make them last longer and in general are what I call “dead” balls. But the whole point is about hitting balls and building a routine golf swing memory.
A mistake by many beginning golfers is that they spend the largest amount of their practice time on hitting their driver and other long clubs. A golfer actually spends more time on the golf course chipping and putting. For practice, you should split your practice time between your long clubs and chipping and putting.
So have some fun out there on your next practice at the driving range.
Golfing and Back Pain
One of the most common injuries in golf is lower back pain. The golf swing is an unnatural motion and is severe on your back. Specifically, maintaining a stationary lower body and rotating your upper body around can be merciless on a golfer’s lower back. This movement is continued for the entire 18 holes. Not to mention bending over to put the ball on a tee or to retrieve a putted ball out of the hole. It is said that at some point during an amateurs playing days, 80% of them experience lower back pain.
The lower back muscles are tight and weak on most amateurs. Most of us perform stationary activities such as sitting at a desk, working on a computer or driving a car. This further contributes to tightness and weakness of the lower back muscles.
Exercising and stretching are one of the quickest ways to alleviate and prevent back pain. As the golf swing depends upon a high level of flexibility, it makes sense to start using exercising and stretching activities that apply to the lower back. The exercising and stretching are only effective if done on a regular basis (daily or every other day). If left alone through lack of exercise and stretching the muscles will “go back” to their original tightened or inelastic state.
See your doctor or physical therapist for exercises and stretches that can help you eliminate lower back pain.
Miniature golf is truly an activity that can be enjoyed by the entire family and friends. Almost everyone has childhood memories of trying to hit a golf ball through a windmill, a clown’s mouth or banking a shot off the edge of a corner to assist in making a turn for a dogleg left or right. It is also a great activity for grandparents to take their grandchildren and enjoy fun times together.
Some hotels have even installed indoor miniature sized golf courses for their guests to enjoy.
The 18th hole is typically designed to catch the ball so that the player cannot continue to play extra rounds without paying for another game. The most common way of doing this, is to use a ramped target with the face of a clown. If the ball lands in the clown’s nose, a bell goes off and the player wins a free ticket for another game.
With the advent of indoor/outdoor carpeting and Astroturf, replacing concrete holes, it led to more theme park oriented courses. Myrtle Beach S.C. is the miniature golf capitol of the world. Many miniature golf courses have added other attractions such as baseball cages, game rooms and go-karts.
The world record for one 18 hole round of miniature golf is 18 strokes.
So get out there and enjoy a round of miniature golf with your family and friends!